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1. This raises average expenses per beneficiary and forces insurance companies to raise premiums.
2. Fleet's own Galaxy funds were about average performers with higher than average expenses, Morningstar said.
3. Its 1.65 percent expenses compare poorly to the 1.28 percent average expenses for its peer funds.
4. With above-average expenses for many of its funds, the family may have trouble retaining its blue-ribbon status.
5. And even the handful of actively managed funds that Vanguard offers, including its popular Windsor fund, have lower than average expenses.